Check your loan options without affecting your credit
One request, many licensed lenders, real offers in minutes. Free to check, no obligation to accept.
See real offers from licensed lenders
Request $200 to $5,000. Lenders in our network view your request with a soft check that does not affect your credit score, and reply in minutes with the APR, monthly payment and total cost. You choose whether to accept.
Lenders review your request and respond with offers or a decline within minutes. You compare the APR and payment and accept only if it fits.
ID and Social Security number, income details, and the routing and account number of your checking account.
Use the calculator or compare $500 to $5,000 before you request.
Before you submit
The five questions people ask most on this page.
Does requesting affect my credit score?
No. Lenders use a soft inquiry to show offers. A hard inquiry happens only if you accept a specific lender's loan.
How long does it take?
About two minutes to complete the form, minutes for a decision, and funds the next business day for most approved loans.
Is there a fee?
No fee to request or to view offers. Any lender fee is included in the APR shown before you sign.
What if I am not matched with a lender?
You will be told right away. Try a smaller amount or shorter term, or see our guides for alternatives. A soft-check decline does not affect your score.
Is my information secure?
The form is encrypted with 256-bit TLS. Your request is shared only with lenders and service providers needed to process it. See our privacy policy.