Borrow less, pay less, protect your credit
Short, practical guides on small personal loans, what things really cost, how to avoid the expensive products, and how to move your credit score in the right direction. Written by the True Finance lending team and checked against CFPB and FTC guidance.
What lenders actually look at when your score is under 580, and how to get a yes.
Read the guide →CostsInstallment loan vs. payday loan: the real cost of $500Why a $500 installment loan can cost a fraction of a $500 payday loan, with the maths.
6 min readCostsWhat APR is normal for a $2,000 loan?Typical rates by credit tier so you know a fair offer when you see one.
6 min readProductsCash advance vs. personal loan: which one for under $500?When a $100 advance beats a $1,000 loan, and when it does not.
7 min readBudgetingHow to stop paying overdraft feesFive habits and one small-loan strategy that keep your balance above zero.
6 min readCreditRaise your credit score in 90 daysThe three actions with the biggest impact, in order.
8 min readCreditCredit cards that rebuild credit (and the ones that do not)Secured and fair-credit cards that report, without the fees that eat the benefit.
7 min readSafetyHow to spot a loan scam before you pay a centUpfront fees, guaranteed approval and pressure tactics: the warning signs.
6 min readSafetyWhat is a tribal loan, and why to avoid itSovereign immunity, 400%+ APRs and what to do if you already have one.
6 min readSee real offers for $200–$5,000
Two-minute request, soft check to view offers, no obligation.